This new registered plan would help first-time home buyers save $40,000 on a tax-free basis.  Contributions are tax deductible (Like a Registered Retirement Savings Plan – RRSP), and withdrawals to …

The spousal-loan strategy involves splitting income between a spouse with a high marginal tax rate and a spouse with a lower income. As a result of our progressive tax system, …

Investors aren’t lacking for things to worry about at the moment, including Russia, inflation, the rate hike, the market downturn, the real estate market, the labour market, the pandemic, and …

Canada’s inflation rate has accelerated to its highest level in a decade. In October 2020, it remained at 4.7% for the year. We can see this with food and gas …

Lately, given the sharp rise in property prices, real estate has become a hot topic. It’s difficult to explain the reasons for this upward pressure on prices since one of …

I’ve been producing this financial letter since October 1998 and, to my astonishment, I’ve never dealt with retirement projection. What does the future have in store for me?When can I stop …