{"id":1494,"date":"2013-05-13T20:25:04","date_gmt":"2013-05-14T00:25:04","guid":{"rendered":"http:\/\/focussf.ca\/?page_id=1494"},"modified":"2019-12-06T10:36:06","modified_gmt":"2019-12-06T15:36:06","slug":"planning","status":"publish","type":"page","link":"https:\/\/focussf.ca\/en\/financial-services\/planning\/","title":{"rendered":"Planning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1494\" class=\"elementor elementor-1494 elementor-220\">\n\t\t\t\t\t\t<section class=\"penci-section penci-disSticky penci-structure-10 elementor-section elementor-top-section elementor-element elementor-element-14ec5917 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14ec5917\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"penci-ercol-100 penci-ercol-order-1 penci-sticky-ct    elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3123f2eb\" data-id=\"3123f2eb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"penci-section penci-disSticky penci-structure-20 elementor-section elementor-inner-section elementor-element elementor-element-77024e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77024e0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"penci-ercol-50 penci-ercol-order-1 penci-sticky-ct    elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b226189\" data-id=\"b226189\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b6f769b elementor-widget elementor-widget-text-editor\" data-id=\"b6f769b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Plan today!<\/h1><p>One must agree that it is difficult to achieve a goal without a target.\u00a0 Planning acts exactly like a target during the development of a plan.\u00a0 We put a lot of effort to save money, nonetheless it is essential to know the\u00a0optimal way to do it.<\/p><p>The financial world complexity in which we live, give rise to several questions, like:<\/p><ul><li>Must I reimburse my mortgage or contribute to my RRSP ?<\/li><li>Can I afford to precede my retirement?<\/li><li>What is the real impact of inflation on my financial situation ?<\/li><\/ul><p>We have the opportunity to work with very elaborate tools which take\u00a0into consideration\u00a0all financial aspects of an investor. A detailed report is produce and precisely shows the impact of a decision versus another.\u00a0 We believe that any patrimony optimization should\u00a0start with a detailed financial analysis.<\/p><h3>Taxes<\/h3><p>Sylvain Lapointe is also a tax expert. His extensive knowledge of tax allow many of our customers to save or delay thousands of dollars in taxes annually.\u00a0 Come and meet our team, who knows, a visit could save you a few years of work.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"penci-ercol-50 penci-ercol-order-2 penci-sticky-ct    elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3c291b1\" data-id=\"3c291b1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e61a79c elementor-widget elementor-widget-image\" data-id=\"e61a79c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"735\" height=\"271\" src=\"https:\/\/focussf.ca\/wp-content\/uploads\/2019\/11\/xphotodune-3007335-blue-targets-and-arrow-xs.jpg.pagespeed.ic_.YJGeehMEW1.jpg\" class=\"attachment-large size-large wp-image-3130\" alt=\"\" srcset=\"https:\/\/focussf.ca\/wp-content\/uploads\/2019\/11\/xphotodune-3007335-blue-targets-and-arrow-xs.jpg.pagespeed.ic_.YJGeehMEW1.jpg 735w, https:\/\/focussf.ca\/wp-content\/uploads\/2019\/11\/xphotodune-3007335-blue-targets-and-arrow-xs.jpg.pagespeed.ic_.YJGeehMEW1-300x111.jpg 300w, https:\/\/focussf.ca\/wp-content\/uploads\/2019\/11\/xphotodune-3007335-blue-targets-and-arrow-xs.jpg.pagespeed.ic_.YJGeehMEW1-585x216.jpg 585w\" sizes=\"(max-width: 735px) 100vw, 735px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-36500b4 elementor-widget elementor-widget-penci-info-box\" data-id=\"36500b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"penci-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div id=\"penci_info_box_13650\" class=\"penci-block-vc penci-info-box penci-ibox-float-left penci-view-default penci-shape-circle\">\n            <div class=\"penci-ibox-inner\">\n\t\t\t\t\t\t\t\t<div class=\"penci-ibox-icon penci-ibox-icon--icon penci-icon penci-tibox-icon\"><span class=\"penci-ibox-icon-fa\"><i class=\"penci-ibox-icon--i fa fa-pencil-square-o\" aria-hidden=\"true\"><\/i><\/span><\/div>                <div class=\"penci-ibox-content-wrap\">\n\t\t\t\t\t\t\t\t\t\t<h3\n                            class=\"penci-ibox-title\">What is your target ?<\/h3>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                <\/div>\n            <\/div>\n        <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ca492e elementor-widget elementor-widget-button\" data-id=\"1ca492e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/..\/..\/demande-de-consultation\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start with a free consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"penci-section penci-disSticky penci-structure-20 elementor-section elementor-inner-section elementor-element elementor-element-87adb30 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"87adb30\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"penci-ercol-50 penci-ercol-order-1 penci-sticky-ct    elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-684dbff\" data-id=\"684dbff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c710d9b elementor-widget elementor-widget-text-editor\" data-id=\"c710d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our planning services are offered by FOCUS Services Financiers and are distinct from PEAK Securities inc.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"penci-ercol-50 penci-ercol-order-2 penci-sticky-ct    elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-63cc758\" data-id=\"63cc758\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Plan today! One must agree that it is difficult to achieve a goal without a target.\u00a0 Planning acts exactly like a target during the development of a plan.\u00a0 We put&hellip;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":1489,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-1494","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/focussf.ca\/en\/financial-services\/planning\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Focus Financial Services | Planning, Investments &amp; Insurance\" \/>\n\t\t<meta property=\"og:type\" 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