{"id":1485,"date":"2013-05-13T20:11:25","date_gmt":"2013-05-14T00:11:25","guid":{"rendered":"http:\/\/focussf.ca\/?page_id=1485"},"modified":"2026-09-09T19:42:58","modified_gmt":"2026-09-09T23:42:58","slug":"insurance","status":"publish","type":"page","link":"https:\/\/focussf.ca\/en\/financial-services\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\n<style id=\"focus-editable-assurances-style\">\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800&display=swap');\nhtml{scroll-behavior:smooth}.focus-editable{--navy:#0f2744;--blue:#1e3a5f;--gold:#c9a227;--ink:#172033;--muted:#667085;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.7;background:#fff;margin:0}.focus-editable *{box-sizing:border-box}.focus-editable a{text-decoration:none}.focus-editable .wrap{width:min(1180px,calc(100% - 40px));margin:auto}.focus-editable header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px 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#c9a227;border-radius:14px;padding:9px;overflow:hidden}.focus-editable .drop a{display:flex;align-items:center;min-height:42px;margin:0;padding:11px 13px;border-bottom:1px solid #edf1f5;border-radius:8px;font-size:13.5px;font-weight:600;line-height:1.25}.focus-editable .drop a:last-child{border-bottom:0}.focus-editable .drop a:before{content:'';width:6px;height:6px;margin-right:11px;border-radius:50%;background:#c9a227;flex:0 0 6px}.focus-editable .drop a:hover{transform:translateX(3px)}\n@media(max-width:1000px){.focus-editable details>summary:after{float:right}.focus-editable .drop{transform:none;width:auto}.focus-editable .drop a:before{display:none}}\n\n.focus-editable .hero-assurances{background:linear-gradient(120deg,rgba(15,39,68,.97),rgba(30,58,95,.88)),url('https:\/\/focussf.ca\/wp-content\/uploads\/2026\/09\/focus-4c0415310e57-assurance-vie-DUYcHonQ.jpg') center\/cover}.focus-editable .wp-block-image img{border-radius:16px;width:100%;height:auto;display:block;margin:26px 0;box-shadow:0 14px 36px rgba(15,39,68,.12)}<\/style>\n\n\n\n<div class=\"wp-block-group focus-editable\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<header class=\"fixed top-0 left-0 right-0 z-50 bg-white\/95 backdrop-blur-md border-b border-gray-100 shadow-sm\" data-ev-id=\"ev_1fe0ddd26a\"><nav class=\"max-w-7xl mx-auto px-4 sm:px-6 lg:px-8\" data-ev-id=\"ev_a326ae789c\"><div class=\"flex items-center justify-between h-20\" data-ev-id=\"ev_d9a44357ac\"><a class=\"flex items-center\" href=\"\/en\/\"><img decoding=\"async\" alt=\"Focus Services Financiers\" class=\"h-14 w-auto\" data-ev-id=\"ev_2801fca236\" src=\"https:\/\/focussf.ca\/wp-content\/uploads\/2026\/09\/focus-3bda6fde5163.png\"\/><\/a><div class=\"hidden lg:flex items-center gap-8\" data-ev-id=\"ev_a44b9662d2\"><a class=\"text-sm font-medium transition-colors duration-200 text-gray-600 hover:text-[#1e3a5f]\" href=\"\/en\/\">Home<\/a><a class=\"text-sm font-medium transition-colors duration-200 text-[#1e3a5f] border-b-2 border-[#c9a227] pb-1\" href=\"https:\/\/focussf.ca\/en\/services-2026\/\">Services<\/a><a class=\"text-sm font-medium transition-colors duration-200 text-gray-600 hover:text-[#1e3a5f]\" href=\"https:\/\/focussf.ca\/en\/solutions-2026\/\">Our Solutions<\/a><a class=\"text-sm font-medium transition-colors duration-200 text-gray-600 hover:text-[#1e3a5f]\" href=\"https:\/\/focussf.ca\/en\/team-2026\/\">Our Team<\/a><a class=\"text-sm font-medium transition-colors duration-200 text-gray-600 hover:text-[#1e3a5f]\" href=\"https:\/\/focussf.ca\/en\/blog\/\">Blog<\/a><a class=\"text-sm font-medium transition-colors duration-200 text-gray-600 hover:text-[#1e3a5f]\" href=\"https:\/\/focussf.ca\/en\/useful-links-2026\/\">Useful Links<\/a><a class=\"text-sm font-medium transition-colors duration-200 text-gray-600 hover:text-[#1e3a5f]\" href=\"https:\/\/focussf.ca\/en\/contact-2026\/\">Contact<\/a><\/div><div class=\"hidden lg:flex items-center gap-3\" data-ev-id=\"ev_708bdb7111\"><a aria-label=\"Afficher cette page en fran\u00e7ais\" class=\"inline-flex items-center gap-1.5 px-3 py-2 text-sm font-medium text-gray-600 hover:text-[#1e3a5f] transition-colors rounded-lg hover:bg-gray-50\" data-ev-id=\"ev_8e48e6fafe\" href=\"https:\/\/focussf.ca\/en\/financial-services\/insurance\/\"><svg class=\"lucide lucide-globe w-4 h-4\" fill=\"none\" height=\"24\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" viewbox=\"0 0 24 24\" width=\"24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><path d=\"M12 2a14.5 14.5 0 0 0 0 20 14.5 14.5 0 0 0 0-20\"><\/path><path d=\"M2 12h20\"><\/path><\/svg><span class=\"font-semibold\" data-ev-id=\"ev_edcf697a18\">EN<\/span><span class=\"text-gray-400\" data-ev-id=\"ev_b93777782a\">|<\/span><span class=\"text-gray-400 hover:text-gray-600\" data-ev-id=\"ev_531053822f\">FR<\/span><\/a><a class=\"inline-flex items-center gap-2 px-5 py-2.5 bg-[#1e3a5f] text-white text-sm font-semibold rounded-lg hover:bg-[#142850] transition-all duration-200 shadow-md hover:shadow-lg\" href=\"https:\/\/focussf.ca\/en\/client-area-2026\/\"><svg class=\"lucide lucide-user w-4 h-4\" fill=\"none\" height=\"24\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" viewbox=\"0 0 24 24\" width=\"24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M19 21v-2a4 4 0 0 0-4-4H9a4 4 0 0 0-4 4v2\"><\/path><circle cx=\"12\" cy=\"7\" r=\"4\"><\/circle><\/svg>Client Area<\/a><\/div><button aria-label=\"Menu\" class=\"lg:hidden p-2 text-gray-600 hover:text-[#1e3a5f]\" data-ev-id=\"ev_c82434c692\" data-focus-menu=\"\" type=\"button\"><svg class=\"w-6 h-6\" fill=\"none\" height=\"24\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" viewbox=\"0 0 24 24\" width=\"24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M4 12h16M4 6h16M4 18h16\"><\/path><\/svg><\/button><\/div><div class=\"lg:hidden py-4 border-t border-gray-100\" data-ev-id=\"ev_9005d05c7b\" hidden=\"\"><div class=\"flex flex-col gap-2\" data-ev-id=\"ev_3c9181d0d8\"><a class=\"px-4 py-3 text-sm font-medium rounded-lg transition-colors text-gray-600 hover:bg-gray-50\" href=\"\/en\/\">Home<\/a><a class=\"px-4 py-3 text-sm font-medium rounded-lg transition-colors bg-[#1e3a5f]\/10 text-[#1e3a5f]\" href=\"https:\/\/focussf.ca\/en\/services-2026\/\">Services<\/a><a class=\"px-4 py-3 text-sm font-medium rounded-lg transition-colors text-gray-600 hover:bg-gray-50\" href=\"https:\/\/focussf.ca\/en\/solutions-2026\/\">Our Solutions<\/a><a class=\"px-4 py-3 text-sm font-medium rounded-lg transition-colors text-gray-600 hover:bg-gray-50\" href=\"https:\/\/focussf.ca\/en\/team-2026\/\">Our Team<\/a><a class=\"px-4 py-3 text-sm font-medium rounded-lg transition-colors text-gray-600 hover:bg-gray-50\" href=\"https:\/\/focussf.ca\/en\/blog\/\">Blog<\/a><a class=\"px-4 py-3 text-sm font-medium rounded-lg transition-colors text-gray-600 hover:bg-gray-50\" href=\"https:\/\/focussf.ca\/en\/useful-links-2026\/\">Useful Links<\/a><a class=\"px-4 py-3 text-sm font-medium rounded-lg transition-colors text-gray-600 hover:bg-gray-50\" href=\"https:\/\/focussf.ca\/en\/contact-2026\/\">Contact<\/a><a aria-label=\"Afficher cette page en fran\u00e7ais\" class=\"mx-4 mt-2 inline-flex items-center justify-center gap-2 px-5 py-3 bg-gray-100 text-gray-700 text-sm font-semibold rounded-lg\" data-ev-id=\"ev_7127eac770\" href=\"https:\/\/focussf.ca\/en\/financial-services\/insurance\/\"><svg class=\"lucide lucide-globe w-4 h-4\" fill=\"none\" height=\"24\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" viewbox=\"0 0 24 24\" width=\"24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><path d=\"M12 2a14.5 14.5 0 0 0 0 20 14.5 14.5 0 0 0 0-20\"><\/path><path d=\"M2 12h20\"><\/path><\/svg>Fran\u00e7ais<\/a><a class=\"mx-4 mt-2 inline-flex items-center justify-center gap-2 px-5 py-3 bg-[#1e3a5f] text-white text-sm font-semibold rounded-lg\" href=\"https:\/\/focussf.ca\/en\/client-area-2026\/\"><svg class=\"lucide lucide-user w-4 h-4\" fill=\"none\" height=\"24\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" viewbox=\"0 0 24 24\" width=\"24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M19 21v-2a4 4 0 0 0-4-4H9a4 4 0 0 0-4 4v2\"><\/path><circle cx=\"12\" cy=\"7\" r=\"4\"><\/circle><\/svg>Client Area<\/a><\/div><\/div><\/nav><\/header>\n\n\n\n<main class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-group hero hero-assurances\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group wrap\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"eyebrow wp-block-paragraph\">Wealth protection<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Insurance<\/h1>\n\n\n\n<p class=\"lead wp-block-paragraph\">Protect your assets, your loved ones and your business with solutions suited to life&#8217;s risks.<\/p>\n\n\n\n<p class=\"crumb wp-block-paragraph\"><a href=\"\/en\/\">Home<\/a> &nbsp;\u203a&nbsp; <a href=\"https:\/\/focussf.ca\/en\/services-2026\/\">Services<\/a> &nbsp;\u203a&nbsp; Insurance<\/p>\n<\/div><\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group content\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group wrap\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<article class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Protecting what you have built<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Company owners\u2019 main concern is to generate profits. However, several of them omit to evaluate the risks inherent to life. A premature death or a disability can seriously compromise a company\u2019s future and make obsolete all the efforts and energy that have been devoted through the years.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our role is to put in place the proper tools to build a solid foundation, on which the entrepreneur will be able to build a prosperous company no matter what the future holds.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/focussf.ca\/wp-content\/uploads\/2026\/09\/focus-4c0415310e57-assurance-vie-DUYcHonQ.jpg\" alt=\"Advisor and client discussing financial protection\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Different types of protection<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We offer different solutions to protect individuals and their families against illness, disability and death. We also offer annuities.<\/p>\n\n\n\n<div class=\"wp-block-group focus-note\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Online individual coverage<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.assurance-manuvie.ca\/advisor-public\/?assocId=914786\" target=\"_blank\" rel=\"noopener\">Get an online quote for travel, health, dental, drug or critical illness insurance<\/a><\/p>\n<\/div><\/div>\n\n\n\n<p class=\"focus-legal wp-block-paragraph\">Our insurance products are offered by FOCUS Services Financiers and are distinct from PEAK Securities Inc.<\/p>\n<\/div><\/article>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group side\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Let&#8217;s discuss your priorities<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A conversation can clarify your situation and identify the best next step.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"button\" href=\"https:\/\/focussf.ca\/en\/demande-de-consultation\/\">Request a consultation<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/section>\n<\/div><\/main>\n\n\n\n<footer class=\"bg-[#0f2744] text-white\" data-ev-id=\"ev_e1c89fd119\"><div class=\"max-w-7xl mx-auto px-4 sm:px-6 lg:px-8 py-16\" data-ev-id=\"ev_a6c70e5fec\"><div class=\"grid grid-cols-1 md:grid-cols-2 lg:grid-cols-4 gap-12\" data-ev-id=\"ev_eec2ec7465\"><div class=\"lg:col-span-1\" data-ev-id=\"ev_3ba70650fc\"><p class=\"text-gray-400 text-sm leading-relaxed mb-6\" data-ev-id=\"ev_cdc5ee035d\">Your trusted partner for personalized financial management and solutions tailored to your goals.<\/p><div class=\"flex items-center gap-2\" data-ev-id=\"ev_6f639de7de\"><span class=\"text-xs text-gray-500\" data-ev-id=\"ev_0904b2cb55\">Partner of<\/span><span class=\"text-sm font-semibold text-white\" data-ev-id=\"ev_51f8b247ac\">PEAK<\/span><\/div><div class=\"mt-6 flex flex-col gap-4\" data-ev-id=\"ev_9fd8d12818\"><a class=\"inline-block\" data-ev-id=\"ev_1d1697c8b0\" href=\"https:\/\/www.cipf.ca\/home\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" alt=\"CIPF - Canadian Investor Protection Fund\" class=\"h-16 w-auto bg-white rounded p-2\" data-ev-id=\"ev_e90c8e2123\" src=\"https:\/\/focussf.ca\/wp-content\/uploads\/2026\/09\/focus-f8a476efcd68-logo-cipf-en-D_yP2_je-scaled.webp\"\/><\/a><a class=\"inline-block\" data-ev-id=\"ev_444375bdeb\" href=\"https:\/\/www.ciro.ca\/\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" alt=\"CIRO OCRI - Canadian Investment Regulatory Organization \/ Organisme canadien de r\u00e9glementation des investissements\" class=\"h-12 w-auto bg-white rounded p-2\" data-ev-id=\"ev_f398b5a922\" src=\"https:\/\/focussf.ca\/wp-content\/uploads\/2026\/09\/focus-ddd0f5a901a9.png\"\/><\/a><\/div><\/div><div data-ev-id=\"ev_6386bab4bc\"><h4 class=\"text-sm font-semibold text-white uppercase tracking-wider mb-4\" data-ev-id=\"ev_8a5f2c0176\">Navigation<\/h4><ul class=\"flex flex-col gap-3\" data-ev-id=\"ev_c42843eea4\"><li data-ev-id=\"ev_107ba2b053\"><a class=\"text-gray-400 hover:text-white text-sm transition-colors\" href=\"\/en\/\">Home<\/a><\/li><li data-ev-id=\"ev_13deb86ee2\"><a class=\"text-gray-400 hover:text-white text-sm transition-colors\" href=\"https:\/\/focussf.ca\/en\/services-2026\/\">Services<\/a><\/li><li data-ev-id=\"ev_2c6249495f\"><a class=\"text-gray-400 hover:text-white text-sm transition-colors\" href=\"https:\/\/focussf.ca\/en\/solutions-2026\/\">Our Solutions<\/a><\/li><li data-ev-id=\"ev_eb5abf3366\"><a class=\"text-gray-400 hover:text-white text-sm transition-colors\" 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